Over Triodos Bank

Geld heeft veranderkracht. Elke handeling, hoe klein ook, zet iets in beweging. Samen maken we van klein het nieuwe groot.

Wie we zijn

Triodos Bank is een van de duurzaamste banken ter wereld. Onze missie is om jouw geld te laten werken aan een mooiere samenleving.

We zijn trots op

Impact in verschillende sectoren

Meer dan 5.000 door Triodos gefinancierde projecten en investeringen zorgen voor impact in 45 landen wereldwijd.

Bekijk de projecten

Duurzaam en onafhankelijk

Onze missie wordt gewaarborgd door Triodos Bank, Stichting Administratiekantoor Aandelen Triodos Bank (SAAT) en de certificaathouders. Triodos Bank legt verantwoording af aan SAAT met het jaarverslag. SAAT legt op haar beurt weer verantwoording af aan de certificaathouders. Daarnaast heeft SAAT stemrecht op de jaarlijkse Algemene Vergadering. De certificaathouders kiezen het SAAT-bestuur. Bekijk de structuur van Triodos Groep.

Corporate Governance Code en de Code Banken

Hoe we bij Triodos Bank ons werk organiseren, beheren en bewaken zegt veel over waar we als organisatie voor staan. Onze processen en beleidsregels weerspiegelen onze missie en voldoen aan alle relevante wettelijke verplichtingen. Om ons duurzame beleid en onze onafhankelijkheid te beschermen, zijn we niet beursgenoteerd. In plaats daarvan runnen we een professionele, winstgevende duurzame bank waar beleggers via een speciale constructie in kunnen beleggen. Lees meer over onze bedrijfsprincipes en corporate governance.

Leden van de Raad van Bestuur

De dagelijkse leiding van Triodos Bank berust bij de Directie. De Directie is formeel verantwoordelijk voor het bestuur van Triodos Bank en de leden worden benoemd door de Raad van Commissarissen.

Jeroen Rijpkema (1960), CEO, voorzitter

Jeroen Rijpkema is sinds 21 mei 2021 statutair lid van de Directie van Triodos Bank N.V. en is voorzitter van de Directie. Hij is tevens bestuurslid van Stichting Triodos Holding. Daarnaast is Jeroen bestuurslid van Stichting Social Finance NL en Stichting Graaf Carel van Lynden (landgoed Keukenhof en Nederlandse bloembollententoonstelling).

Jeroen heeft de Nederlandse nationaliteit en bezit 315 Triodos Bank Certificaten.

Kees van Kalveen (1971), CFO

Kees van Kalveen is statutair lid van de Raad van Bestuur en Chief Financial Officer van Triodos Bank N.V. sinds 25 januari 2023.

Kees van Kalveen heeft de Nederlandse nationaliteit en bezit geen certificaten van Triodos Bank.

Marjolein Landheer (1970), CRO a.i.

Marjolein Landheer is sinds 25 januari 2023 statutair lid van de Raad van Bestuur en Chief Risk Officer van Triodos Bank N.V. ad interim. Marjolein is momenteel lid van de Raad van Bestuur van Natuurmonumenten.

Marjolein Landheer heeft de Nederlandse nationaliteit en bezit geen certificaten van Triodos Bank.

Carla van der Weerdt (1964), CRO*

Carla van der Weerdt is statutair lid van de Raad van Bestuur en Chief Risk Officer van Triodos Bank N.V. sinds 17 mei 2019. Carla van der Weerdt is momenteel lid van de Raad van Commissarissen van DSW Zorgverzekeraar U.A. Zij is voormalig lid van de Raad van Commissarissen van Triodos Bank N.V.

Zij heeft de Nederlandse nationaliteit en bezit geen Triodos Bank Certificaten.
*Carla van der Weerdt is momenteel aan het herstellen van long COVID.

Jacco Minnaar (1971), CCO

Jacco Minnaar is sinds 28 september 2021 statutair lid van de Directie en Chief Commercial Officer van Triodos Bank N.V.. Voorafgaand aan deze functie was Jacco Managing Director en voorzitter van de directie van Triodos Investment Management en is hij momenteel lid van de directie van Hivos Triodos Fund.

Jacco Minnaar heeft de Nederlandse nationaliteit en bezit 20 Triodos Bank Certificaten.

Nico Kronemeijer (1964), COO

Nico Kronemeijer is sinds 28 september 2021 statutair lid van de Directie en Chief Operational Officer van Triodos Bank N.V.. Voorafgaand aan deze rol was Nico sinds 2013 Group Director ICT bij Triodos Bank. Daarnaast is Nico lid van de Raad van Toezicht van Kunstcentrum 'it Toanhus' in Friese Meren.

Nico Kronemeijer heeft de Nederlandse nationaliteit en bezit 7 Triodos Bank Certificaten.

Leden van de Raad van Commissarissen (Engels)

The Supervisory Board supervises and reviews the policies pursued by the Executive Board, the development of Triodos Bank’s operations and the realisation of its mission. In addition, it assists the Executive Board by providing advice.

The Supervisory Board is composed so that its members are able to act independently, both from one another and the Executive Board. The Supervisory Board is also organised so that members are independent of any other particular or partial interest that relates to the bank. The Supervisory Board operates under the Supervisory Board Charter; the Charters of the Supervisory Board Committees and the Profile of the Supervisory Board Membership are also part of this Charter. Read the Resignation rota of the Supervisory Board.

Supervisory Board

Mike Nawas (1964), Chair

Mike Nawas is Chair of the Supervisory Board, Chair of the Nomination Committee and member of the Remuneration Committee. He is co-founder of Bishopsfield Capital Partners Ltd (BCP), a financial consultancy based in London and is a Senior Lecturer at Nyenrode Business University since 2011 and since 2013 he has been Chair of the Foundation Akademeia. Prior to that he worked at ABN AMRO Bank for twenty years in various positions, including from 2005 as group director worldwide responsible for helping clients access the credit markets via loans, bonds or structured finance. Mike Nawas is a former member of the Board of Stichting Administratiekantoor Aandelen Triodos Bank (SAAT).

Mike Nawas was first appointed in 2019 and his present term expires in 2023. He is of Dutch and US nationality and does not own any Triodos Bank depository receipts.

Sébastien D‘Hondt (1964)

Sébastien D‘Hondt is member of the Audit and Risk Committee. He is founding partner at Ernest Partners, a partnership advising midsize and large companies on their financing., and partial owner and member of the Board of Cash Converters Belgium. He is also investor in digital tech scale ups. Prior to that he worked at ING Bank for more than twenty years in Belgium and the Netherlands in various positions such as Head of Corporate Clients Belux and Managing Director Capital Structuring & Advisory at Wholesale Banking, as Head of M&A at Corporate Finance and as Director Business Center, ING Midcorps Belgium and in Risk Management. Sébastien D’Hondt started his career at Bank Brussel Lambert (BBL).

Sébastien D‘Hondt was first appointed in December 2019 and his present term expires in 2024. He is of Belgian nationality and does not own any Triodos Bank N.V. depository receipts.

Danielle Melis (1972)

Daniëlle Melis is Chair a.i. of the Remuneration Committee, and a member of the Audit and Risk Committee and the Nomination Committee. Danielle Melis holds various board positions in the financial sector. She currently is a member of the Board of General Pension Fund Stap, the Supervisory Board of Blue Sky Group Holding, the Supervisory Board of Kempen Capital Management Investment Funds and the Supervisory Board of the Pension Fund for Medical Specialists (SPMS). Next to these board positions in the financial sector, Danielle is the Chair of the Board of Stichting Madurodam, member of the Disciplinary Council of the Dutch Securities Institute (DSI), member of the International Corporate Governance Network (ICGN), and senior fellow at the International Center for Financial Law & Governance. Daniëlle Melis worked in the financial sector for over 25 years, working for MeesPierson, NIBC and Rabobank and has been a member of the faculty of Nyenrode Business University, where she received her Ph.D. in 2014.

Danielle Melis was first appointed in 2021 and her present term expires in 2025. She is of Dutch nationality and does not own any Triodos Bank N.V. depository receipts.

Susanne Hannestad (1961)

Susanne Hannestad is a member of the Audit and Risk Committee. Currently Susanne Hannestad is the CEO of Fintech Mundi AS, a company advising high potential financial technology companies. She is also Chair of the Board at Neonomics AS, providing the next generation of open banking across Europe; Board Director of Crunchfish AB, a technology company developing software innovations and Non-Executive Board Director at Monty Mobile Ltd, a leading value-added-service & telecom solutions company. She is an experienced international executive and board director in the industries of Financial Services, Financial Technology, Financial Inclusion, Cards, Payments, and Insurance. She is a former Board Director at Nordax Group AB, a Nordic specialist bank for consumer lending in Northern Europe; and former Executive Chairman at Zwipe AS, a pioneer company providing biometric contactless payments experience globally; and she was Advisory Board member at Mastercard Europe, providing payments solutions across Europe.

Susanne Hannestad was first appointed in 2021 and her present term expires in 2025. She is of Norwegian nationality and does not own any Triodos Bank Depository Receipts.

Kristina Flügel (1969)

Kristina Flügel is a member of the Remuneration Committee and of the Nomination Committee. Until August 2021, Kristina Flügel was the Global Head Human Resources of DWS (an European Asset Manager active in Europe, the Americas and Asia) stemming from the Deutsche Banking Group, leading the HR transformational journey after the IPO of DWS. Until 2019 Kristina Flügel was employed with Deutsche Bank, most recently as Global Head HR Products Private- and Commercial Bank. Kristina Flügel is an experienced HR leader in Financial Services with broad experience in the design and implementation of strategic programs, on the hand hand including outsourcing plans, M&A, restructuring and on the other hand talent-, succession- and diversity. She is also active in the design and implementation of senior leadership assessment and development programs.

Kristina Flügel was first appointed in 2022 and her present term expires in 2026. She is of German nationality and does not own any Triodos Bank N.V. depository receipts.

SAAT - Stichting Administratiekantoor Aandelen Triodos Bank

We vinden het van cruciaal belang dat onze missie en identiteit worden beschermd. Om die reden is het beheer van alle aandelen van Triodos Bank in handen van SAAT (Stichting Administratiekantoor Aandelen Triodos Bank). SAAT geeft vervolgens certificaten van aandelen van Triodos Bank uit aan particulieren en instellingen. Deze certificaten van aandelen vertegenwoordigen de economische aspecten van de aandelen van Triodos Bank NV. Daarnaast oefent SAAT het stemrecht uit op de aandelen van Triodos Bank NV tijdens de jaarlijkse aandeelhoudersvergadering. Bij de stembeslissingen van het bestuur van SAAT wordt rekening gehouden met de ideële doelstellingen en de missie van de bank, haar zakelijke belangen en de belangen van de certificaathouders. Certificaten van aandelen van Triodos Bank zijn niet beursgenoteerd.

Over SAAT en bestuursleden (Engels)

Foundation for the Administration of Triodos Bank Shares

The share capital of Triodos Bank has been entrusted to the independent Foundation for the Administration of Triodos Bank Shares (Stichting Administratiekantoor Aandelen Triodos Bank (SAAT)). To finance the shares, SAAT issues depository receipts. Depository receipt holders benefit from the economic rights associated with these shares, such as the right to dividends, but do not exercise any control related to them. Control rights are vested in the SAAT. In exercising its voting right at the General Meeting of Triodos Bank, the Board of SAAT upholds the following principles:

safeguarding Triodos Bank’s mission;
safeguarding Triodos Bank’s independence;
safeguarding the economic interests of the depository receipt holders, which relates to Triodos Bank’s continuity and profitability, dividends, and the development of the value of depository receipts. The Board of SAAT aims to align the economic interests of its depository receipt holders and Triodos Bank’s mission, for their mutual benefit. This is reflected by the following stipulations in SAAT’s administrative conditions:

The foundation shall independently exercise the voting rights attached to the shares owned by it. In doing so, it shall be guided by the interests of the depository receipt holders and the interests of the Bank, as well as by the principles expressed in the objects of the Bank. For an overview of the shares taken in trust and the issued depository receipts of Triodos Bank, as at 31 December 2017, please refer to Statement of the Shares in our Online Annual Report.

The Board of SAAT, Triodos Bank and its depository receipt holders engage with each other regularly, following the principles outlined in the document ‘SAAT's vision on its role’, which can be downloaded at the bottom of the page.

This happens both informally and formally through meetings like the AGM and meetings for depository receipt holders in the countries where Triodos Bank is active.

Board of SAAT

Alexander Rinnooy Kan (1949), Chair

Alexander Rinnooy Kan is appointed as Chair of the Board of SAAT as of 1 January 2023. Alexander Rinnooy Kan is former senator for D66, is Emeritus University Professor of Economics and Business at the University of Amsterdam and holds several board positions. Before that he was among others chairman of the Supervisory Board of the Dutch Central Bank (De Nederlandsche Bank) (2012-2015) and crown member and chairman of the Dutch Social and Economic Council (SER) (2006-2012).

In the years 1991-1996 he was chairman of the employers' organisation VNO and, after the merger with NCW, of VNO-NCW. From 1996 to 2006 he was a member of the Executive Board of ING Group.

Alexander Rinnooy Kan was first appointed as member of the board in 2022, taking affect as of 1 January 2023, and his term expires in 2026. He is of Dutch nationality and does not hold any Triodos Bank Depository Receipts.

Jolande Sap (1963)

Jolande Sap is an independent non-executive director who dedicates herself to making the business world and society at large more sustainable. She is member of the Board of the Dutch Emissions Authority, non-executive director of Renewi, member of the Supervisory Boards of KPMG and Royal KPN N.V., Chair of the Supervisory Board of Arkin, Chair of the Board of the Dutch Federation for Health, Chair of the Supervisory Board Fairfood and member of the Board of the National Greenfund. In addition, she is involved in a number of social initiatives, including Chair of the Smoke free table of the Dutch National Prevention Agreement, the Springtij Forum and the Dutch Sustainable Fashion Week.

Between 2008 and 2012, Jolande Sap represented the Dutch Green Party, GroenLinks, in the lower house of the Dutch parliament, she was party leader for the final two years of this period. Before that she worked as an economist in the fields of science, policy and business. She was, among other things, head of the Incomes Policy department at the Ministry of Social Affairs and Employment, and director of the LEEFtijd center of expertise, a consultancy for sustainable employment issues.

Jolande Sap was first appointed in 2020 and her present term expires in 2024. She is of Dutch nationality and does not own any Triodos Bank N.V. depository receipts.

Koen Schoors (1968)

Koen Schoors is member of the Supervisory Board of Stichting Triodos Holding. He is professor of economics at Ghent University. His research focuses on banking and finance, law and economics, development economics, institutional economics and complexity. At Ghent University he is the current head of the newly founded Russia platform. Outside Ghent University Koen Schoors is Chair of the Board of Gigarant (loan guarantees) and Trividend (social investment fund) and is also a member of the Board of the Cooperative firm Energent (sustainable energy), and of the social-artistic collective Bij de Vieze Gasten. He also acted as an expert for the Fortis Commission of the Federal Parliament, the Dexia Commission of the Flemish Parliament and the G1000. He actively participates in the policy debate, via colloquia, debate evenings, public lectures, columns, commentaries and interviews.

Koen Schoors was first appointed in 2017 and his present term expires in 2021. He is of Belgian nationality and does not own any Triodos Bank N.V. depository receipts.

Mercedes Valcarcel (1968)

Mercedes Valcarcel is Managing Director in Fundación Generation, Experts Forum’s member of the Santalucía Institute (Spanish insurance company) for supporting them on sustainability and professor in economics in UNED (Spanish on-line public university) focused on social finance and social impact assessment. In the last years she participated in European Commission advisory groups on social entrepreneurship and on innovation.
Previously, for 10 years, Mercedes Valcarcel held various management positions in a public foundation in charge of promoting employment in small and medium-sized enterprises (SME). Before that, she worked for 14 years in the financial sector in internal audit, consultancy and financial departments of various European banks and venture capital companies, such as Sepides, Najeti, SCR, Banco Espirito Santo and Deloitte.

Mercedes Valcarcel was first appointed in 2019 and her present term expires in 2023. She is of Spanish nationality and owns 156 Triodos Bank N.V. depository receipts.

Roelien Ritsema van Eck (1975)

Roelien Ritsema van Eck is currently member of the Executive Board of De Alliantie, a Dutch housing corporation. She is also member of the Supervisory Board of IJsselland Hospital and Care Group Sint Maarten. Prior to that she was member of the Executive Board of Erasmus University Rotterdam (until 2021). She is an experienced banker and worked at ABN Amro (1999-2018) in various positions such as Director Real Estate & Facility Management, Director Payments and Director Credits.

Roelien Ritsema van Eck was first appointed in 2021 and her present term expires in 2026. She is of Dutch nationality and does not own any Triodos Bank Depository Receipts.

Tarique Arsiwalla (1975)

Tarique Arsiwalla is co-founder and member of the Strategic Advisory Board of Protix, the world-leading producer of sustainable insect-based proteins and lipids, recognised by the World Economic Forum as Technology Pioneer in 2015. He is the Head of Strategy & Business Development of Vermaat Groep B.V., providing tailor-made hospitality solutions. He is also investor in innovations that create environmental and health impact. Tarique Arsiwalla is an experienced leader, starting his professional career at ING, the management consulting firm McKinsey and until 2019 as CCO of Protix.

Tarique Arsiwalla was first appointed in 2021 and his present term expires in 2025. He is of Dutch nationality and does not own any Triodos Bank Depository Receipts.

Certificaathouders

Certificaathouders hebben stemrecht op de Jaarlijkse Vergadering van Certificaathouders. De vergadering (her)benoemt ook de bestuursleden van SAAT op basis van aanbevelingen. Deze moeten worden goedgekeurd door de Raad van Bestuur en Raad van Commissarissen van Triodos Bank.

In principe kan iedereen certificaathouder worden. Naast particulieren is ook een aantal instellingen in het bezit van certificaten van aandelen. Het aantal certificaten dat één persoon of organisatie in bezit kan hebben, is maximaal 10% van het totale kapitaal. Dit gespreide bezit draagt bij aan de onafhankelijke positie van de bank. Die onafhankelijkheid wordt bovendien aanzienlijk versterkt doordat het aantal stemmen dat één certificaathouder kan uitbrengen tijdens de Jaarlijkse Vergadering van Certificaathouders is gemaximeerd tot 1.000. Boven de 1.000 certificaten krijgt een certificaathouder geen extra stemrecht.

Triodos Bank beheert € 22,6 miljard aan activa en is actief in 66 landen

Bekijk de impactcijfers van 2022

Wat wil jij veranderen?

Veelgestelde vragen

Onze resultaten behalen we samen. Daarom is het verschil tussen het hoogste en laagste salaris relatief klein. Bonussen vinden wij niet gepast omdat:

Een persoon een beloning krijgt die niet in verhouding staat met zijn aandeel in de resultaten.
Bonussen aanzetten tot het nemen van onacceptabele risico’s.

De Raad van Bestuur kan besluiten medewerkers achteraf een extra beloning te geven in de volgende situaties:

We halen goede resultaten en waarderen al onze medewerkers aan het einde van het jaar voor hun inzet. Deze beloning is voor iedereen hetzelfde en nooit meer dan 500 euro.
Een enkele keer krijgt een medewerker een beloning voor een uitzonderlijke prestatie. Deze beloning bedraagt maximaal één maandsalaris en kan voor kleinere bedragen ook toegekend worden in de vorm van een arrangement bij een zakelijke klant.

Heeft dit antwoord je geholpen?

Het woord Triodos is een samenvoeging van de Griekse woorden ‘tri’ en ‘hodos’. Dit betekent ‘drievoudige weg’. Wij willen een samenleving waarin iedereen zich kan ontplooien en waarin we rekening houden met elkaar en het leefklimaat. Triodos Bank draagt hieraan bij door de financiering van bedrijven, instellingen en projecten met een positieve impact voor mens, samenleving en milieu.

Heeft dit antwoord je geholpen?

Wij zijn een zelfstandige bank. Om onze missie te beschermen hebben wij een bijzondere rechtsvorm.

Wij willen mensen bewust maken van de veranderkracht van geld. Geld zet altijd iets in beweging. Wij financieren bedrijven, instellingen en projecten met een positieve impact op mens, samenleving en milieu. Onze spaarders en beleggers maken dit mogelijk.

Heeft dit antwoord je geholpen?

De beloning van de Raad van Bestuur van Triodos Bank staat vermeld in ons jaarverslag.

Salarisbeleid
De visie van Triodos is dat onze resultaten behaald worden door alle medewerkers samen. Het verschil tussen het hoogste en laagste salaris is daarom relatief klein.
Ook bonussen vinden wij niet gepast.

Heeft dit antwoord je geholpen?

Geld heeft positieve veranderkracht

Door samen verantwoord te bankieren zorgen we voor een positieve impact op mens en maatschappij. Benieuwd hoe dat werkt? We inspireren je graag met verhalen van onze klanten, opiniestukken en tips om duurzamer te leven.

Over Triodos Bank

Wie we zijn

We zijn trots op

Impact in verschillende sectoren

Meer dan 5.000 door Triodos gefinancierde projecten en investeringen zorgen voor impact in 45 landen wereldwijd.

Duurzaam en onafhankelijk

Triodos Bank beheert € 22,6 miljard aan activa en is actief in 66 landen

Wat wil jij veranderen?

Veelgestelde vragen

Heeft dit antwoord je geholpen?

Heeft dit antwoord je geholpen?

Heeft dit antwoord je geholpen?

Heeft dit antwoord je geholpen?

Geld heeft positieve veranderkracht

Je persoonlijke cookievoorkeuren